Business Growth
Finance for the next stage of your business.
From expansion and acquisition to working capital, we arrange business and commercial finance through our panel — plus practical guidance on cash flow and planning where it helps.
Finance for property, equipment and growth
Business finance covers more ground than a home loan, and the right option depends on what you're funding and how your business earns. We arrange commercial and business lending through our panel and talk through the practical side — cash flow, security, and timing.
- Commercial property — premises to operate from, or as an investment
- Equipment and asset finance — vehicles, machinery or fit-out, often secured against the asset itself
- Working capital — funding to smooth cash flow, stock or expansion
- Business acquisition — finance to buy, or buy into, a business
How commercial lending is different
Commercial loans are assessed differently from home loans. Lenders look closely at the business's financials, the strength of the security, and the purpose of the funds, and terms vary far more from deal to deal.
That often means more documentation — financial statements, tax returns, and sometimes a business plan or cash-flow forecast. We help you pull the picture together and present it well to the lender.
Who it suits
Commercial and business finance suits established operators, growing businesses, and investors moving beyond residential property. Every deal is different, so we'll often coordinate with your accountant or solicitor on the more complex ones.
Start with a conversation about what you're trying to do — we'll tell you what's realistic and what a lender will want to see. We don't consider every lender in the market, and we'll be clear about that.
Common questions
What can I finance?
Commercial and business lending can cover commercial property, equipment and asset finance for vehicles or machinery, working capital for cash flow or stock, and finance to buy or expand a business. The right product depends on what you're funding and how your business earns.
How is commercial lending different from a home loan?
Commercial loans are assessed on the strength of the business and the security, not just personal income, and terms vary far more from deal to deal. Expect more documentation — financials, tax returns and sometimes a business plan — which we'll help you prepare.
Who is commercial finance suited to?
It suits established business owners, growing operators, and investors moving beyond residential property. Because every deal is different, we often coordinate with your accountant or solicitor on the more complex ones.
What documents will a lender want to see?
It depends on the deal, but commonly business and personal financials, tax returns, details of the security, and sometimes a cash-flow forecast or business plan. We'll tell you what's needed and help you present it well.
Run your numbers first
Indicative borrowing and repayment tools — not an offer. Useful before a proper assessment with a broker.
Know your number before you house-hunt
A free 15-minute borrowing check with Nathan Chow. No paperwork to start.